MARYLAND · NAICS 721211
Maryland RV park and campground projects run along the Eastern Shore and Assateague coastal corridors within reach of the Baltimore-Washington population base. Lender packages require feasibility studies that model occupancy by site type, seasonal pricing, and amenity revenue against a compressed summer season and a defined trade area, with elevated equity expected under the SOP.
FEASIBILITY TRIGGER
RV parks are on the SOP 50 10 8 special-purpose list, so a third-party study is normally required and equity is elevated.
Between FY2010 and FY2026, SBA lenders approved and disbursed 1 7(a) and 504 loans for RV park projects in Maryland, totaling $2.3 million in approved financing at an average of $2.3 million per loan. Maryland ranks #35 of 38 states tracked for RV park SBA lending volume and accounts for 0.2% of national RV park SBA dollar volume. 0.0% of these loans were made under the 7(a) program, the remainder under 504. 0 loans have been approved since FY2024.
| Disbursed loans (FY2010–FY2026) | 1 |
| Approved volume | $2.3 million |
| Average loan size | $2.3 million |
| 7(a) share | 0.0% |
| Approvals since FY2024 | 0 |
| State rank by loan count | #35 of 38 |
The state-level seasoned cohort in this segment is below our publication threshold of 30 loans, so no state rate is shown. Nationally, seasoned RV park loans (approvals FY2010–FY2021) show an adverse-resolution rate of 3.2%, against 7.3% across all industries.
Source: SBA 7(a) and 504 FOIA loan-level data, as of March 31, 2026. Disbursed loans only. See data methodology.
An adverse-resolution rate of 3.2%, close to the national RV park benchmark of 3.2%, puts Maryland deals in this class on ordinary SBA credit footing. Across 1 loans averaging $2.3 million, the underwriting question is deal-specific: a rigorous third-party feasibility study is where documented demand and stressed coverage decide the credit outcome.
Every Maryland rv parks and campgrounds project we underwrite follows the same lender ready process: independent market analysis, site and technical review, and financial projections tested against SBA SOP 50 10 8 standards. Our SBA feasibility study consultants guide explains scope, timing, deliverables, and what lenders and CDCs expect in the report.
Maryland projects often pencil under SBA 504 because the 50/40/10 structure delivers up to 90 percent financing on owner-occupied real estate at a fixed debenture rate, and SBA 7(a) covers acquisitions, working capital, and equipment. From July 4, 2026 eligible borrowers can combine 7(a) and 504 for up to $10 million in total program credit.
The Eastern Shore and Assateague coastal corridors carry compressed seasonal demand within reach of the Baltimore-Washington population base.
For a national view of this asset class, see our RV park SBA feasibility overview, and read our related analysis in the RV park lending research on our blog. Lenders and CDCs can order an SBA RV park feasibility study tested against the transient-revenue rule.
Compare neighboring markets: Maine, Massachusetts, Texas.
Public SBA and CDC program records, cited as program evidence
$8.5M total project cost through TMC Financing and PB Capital with 15 percent down
206-unit park on 40 acres, national program evidence
Bakersfield, Kern County, California
Fifteen-minute scoping call, written proposal inside one business day, firm fixed fee before you sign.
Book a MeetingOur SBA feasibility study consultants prepare RV park, campground and outdoor hospitality studies for lenders, CDCs and sponsors. See pricing, methodology or request a fixed fee quote.
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