NEW JERSEY · NAICS 721211
New Jersey RV park and campground projects run on Shore-adjacent and Pine Barrens corridors within reach of two of the country's largest metros. Studies translate site mix, seasonal occupancy, ancillary revenue, and amenity capital into projections that lenders can underwrite, and they reconcile environmental and zoning constraints unique to the state.
FEASIBILITY TRIGGER
RV parks are special-purpose under SOP 50 10 8, so a third-party feasibility study is normally required and elevated equity applies.
SBA lending activity in this segment is limited in New Jersey; the benchmarks below reflect national data.
The state-level seasoned cohort in this segment is below our publication threshold of 30 loans, so no state rate is shown. Nationally, seasoned RV park loans (approvals FY2010–FY2021) show an adverse-resolution rate of 3.2%, against 7.3% across all industries.
Source: SBA 7(a) and 504 FOIA loan-level data, as of March 31, 2026. Disbursed loans only. See data methodology.
SBA RV park lending is thin in New Jersey, so credit committees underwrite these deals against the national benchmark rather than a local track record. At a national adverse-resolution rate of 3.2% versus 7.3% across all industries, a third-party feasibility study becomes the primary evidence lenders use to validate demand, pricing, and coverage.
Every New Jersey rv parks and campgrounds project we underwrite follows the same lender ready process: independent market analysis, site and technical review, and financial projections tested against SBA SOP 50 10 8 standards. Our SBA feasibility study consultants guide explains scope, timing, deliverables, and what lenders and CDCs expect in the report.
New Jersey projects most often pencil under SBA 504 because the 50/40/10 structure delivers up to 90 percent financing on owner-occupied real estate at a fixed debenture rate, which matters where North Jersey land and improvement costs run with the metro New York market. SBA 7(a) covers acquisitions, working capital, and equipment, and from July 4, 2026 eligible borrowers can combine 7(a) and 504 for up to $10 million in total program credit.
Shore-adjacent and Pine Barrens corridors carry compressed seasonal demand within reach of two major metros.
For a national view of this asset class, see our RV park SBA feasibility overview, and read our related analysis in the RV park lending research on our blog. Lenders and CDCs can order an SBA RV park feasibility study tested against the transient-revenue rule.
Compare neighboring markets: New Hampshire, New Mexico, Texas.
Public SBA and CDC program records, cited as program evidence
$8.5M total project cost through TMC Financing and PB Capital with 15 percent down
206-unit park on 40 acres, national program evidence
Bakersfield, Kern County, California
Fifteen-minute scoping call, written proposal inside one business day, firm fixed fee before you sign.
Book a MeetingOur SBA feasibility study consultants prepare RV park, campground and outdoor hospitality studies for lenders, CDCs and sponsors. See pricing, methodology or request a fixed fee quote.
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