OHIO · NAICS 721211
Ohio RV park and campground projects cluster around the Lake Erie islands and the Hocking Hills corridor, with compressed seasonal demand within reach of all three major metros. Studies translate site mix, amenities, rate by season, and absorption into projections, and reconcile zoning, septic, and environmental conditions against the build plan.
FEASIBILITY TRIGGER
RV parks and campgrounds are special-purpose under SOP 50 10 8, so a third-party feasibility study is normally required and elevated equity applies.
SBA 7(a) and 504 lenders funded 12 RV park projects across Ohio between FY2010 and FY2026, moving $6.4 million in approved capital at an average ticket of $534,000. That volume places Ohio at #22 of 38 states measured for RV park SBA activity, or 0.6% of national RV park dollars. The 7(a) program carried 66.7% of the loan count, with 504 taking the balance, and 2 approvals have hit the pipeline since FY2024.
| Disbursed loans (FY2010–FY2026) | 12 |
| Approved volume | $6.4 million |
| Average loan size | $534,000 |
| 7(a) share | 66.7% |
| Approvals since FY2024 | 2 |
| State rank by loan count | #22 of 38 |
The state-level seasoned cohort in this segment is below our publication threshold of 30 loans, so no state rate is shown. Nationally, seasoned RV park loans (approvals FY2010–FY2021) show an adverse-resolution rate of 3.2%, against 7.3% across all industries.
Source: SBA 7(a) and 504 FOIA loan-level data, as of March 31, 2026. Disbursed loans only. See data methodology.
An adverse-resolution rate of 3.2%, close to the national RV park benchmark of 3.2%, puts Ohio deals in this class on ordinary SBA credit footing. Across 12 loans averaging $534,000, the underwriting question is deal-specific: a rigorous third-party feasibility study is where documented demand and stressed coverage decide the credit outcome.
Every Ohio rv parks and campgrounds project we underwrite follows the same lender ready process: independent market analysis, site and technical review, and financial projections tested against SBA SOP 50 10 8 standards. Our SBA feasibility study consultants guide explains scope, timing, deliverables, and what lenders and CDCs expect in the report.
Ohio projects most often pencil under SBA 504 because the 50/40/10 structure delivers up to 90 percent financing on owner-occupied real estate at a fixed debenture rate. SBA 7(a) covers acquisitions, working capital, and equipment, and from July 4, 2026 eligible borrowers can combine 7(a) and 504 for up to $10 million in total program credit.
The Lake Erie islands and Hocking Hills corridors carry compressed seasonal demand within reach of all three major metros.
For a national view of this asset class, see our RV park SBA feasibility overview, and read our related analysis in the RV park lending research on our blog. Lenders and CDCs can order an SBA RV park feasibility study tested against the transient-revenue rule.
Compare neighboring markets: North Carolina, Oregon, Texas.
Public SBA and CDC program records, cited as program evidence
$8.5M total project cost through TMC Financing and PB Capital with 15 percent down
206-unit park on 40 acres, national program evidence
Bakersfield, Kern County, California
Fifteen-minute scoping call, written proposal inside one business day, firm fixed fee before you sign.
Book a MeetingOur SBA feasibility study consultants prepare RV park, campground and outdoor hospitality studies for lenders, CDCs and sponsors. See pricing, methodology or request a fixed fee quote.
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