GEORGIA · NAICS 721211
Georgia RV parks and campgrounds run on the North Georgia mountains and lake corridors within day-trip range of metro Atlanta, with seasonal peaks and shoulder-month curves driving the model. Studies test nightly and seasonal rate structures, pad utilization, amenity revenue, and absorption against a defensible trade area.
FEASIBILITY TRIGGER
RV parks are a special-purpose class under SOP 50 10 8, so a third-party feasibility study is normally required, with elevated equity applying when the project is special-purpose, a startup, or both.
From FY2010 through FY2026, Georgia recorded 17 SBA-disbursed RV park loans across the 7(a) and 504 programs, representing $19.9 million in approved financing at an average loan size of $1.2 million. The state sits at rank #18 of 38 for RV park SBA lending volume and holds 1.8% of the national RV park dollar pool. 7(a) accounts for 88.2% of the count, 504 for the rest, with 3 fresh approvals dated FY2024 or later.
| Disbursed loans (FY2010–FY2026) | 17 |
| Approved volume | $19.9 million |
| Average loan size | $1.2 million |
| 7(a) share | 88.2% |
| Approvals since FY2024 | 3 |
| State rank by loan count | #18 of 38 |
The state-level seasoned cohort in this segment is below our publication threshold of 30 loans, so no state rate is shown. Nationally, seasoned RV park loans (approvals FY2010–FY2021) show an adverse-resolution rate of 3.2%, against 7.3% across all industries.
Source: SBA 7(a) and 504 FOIA loan-level data, as of March 31, 2026. Disbursed loans only. See data methodology.
An adverse-resolution rate of 3.2%, close to the national RV park benchmark of 3.2%, puts Georgia deals in this class on ordinary SBA credit footing. Across 17 loans averaging $1.2 million, the underwriting question is deal-specific: a rigorous third-party feasibility study is where documented demand and stressed coverage decide the credit outcome.
Every Georgia rv parks and campgrounds project we underwrite follows the same lender ready process: independent market analysis, site and technical review, and financial projections tested against SBA SOP 50 10 8 standards. Our SBA feasibility study consultants guide explains scope, timing, deliverables, and what lenders and CDCs expect in the report.
Georgia projects most often fit SBA 504 where owner-occupied real estate anchors the deal, with the 50/40/10 structure delivering up to 90 percent financing at a fixed debenture rate. SBA 7(a) covers acquisitions, working capital, and equipment, and from July 4, 2026 eligible borrowers can combine 7(a) and 504 for up to $10 million in total program credit.
The North Georgia mountains and lake corridors anchor seasonal demand within day-trip range of metro Atlanta.
For a national view of this asset class, see our RV park SBA feasibility overview, and read our related analysis in the RV park lending research on our blog. Lenders and CDCs can order an SBA RV park feasibility study tested against the transient-revenue rule.
Public SBA and CDC program records, cited as program evidence
$8.5M total project cost through TMC Financing and PB Capital with 15 percent down
206-unit park on 40 acres, national program evidence
Bakersfield, Kern County, California
Fifteen-minute scoping call, written proposal inside one business day, firm fixed fee before you sign.
Book a MeetingOur SBA feasibility study consultants prepare RV park, campground and outdoor hospitality studies for lenders, CDCs and sponsors. See pricing, methodology or request a fixed fee quote.
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