OHIO · NAICS No dedicated NAICS; 812990 proxy segment
Ohio event venue projects run across wedding barns, urban lofts, and performance and instruction studios across the Three-C metros and surrounding counties. Studies translate booking pace, seasonality, capacity, ancillary food and beverage, and capital structure into projections that lenders can stress-test against coverage.
FEASIBILITY TRIGGER
Booking-pace and seasonality projections drive lender study requirements; the deals are projection-based and history is usually thin.
From FY2010 through FY2026, Ohio recorded 289 SBA-disbursed event venue loans across the 7(a) and 504 programs, representing $53.8 million in approved financing at an average loan size of $186,000. The state sits at rank #5 of 38 for event venue SBA lending volume and holds 2.8% of the national event venue dollar pool. 7(a) accounts for 95.8% of the count, 504 for the rest, with 61 fresh approvals dated FY2024 or later.
| Disbursed loans (FY2010–FY2026) | 289 |
| Approved volume | $53.8 million |
| Average loan size | $186,000 |
| 7(a) share | 95.8% |
| Approvals since FY2024 | 61 |
| State rank by loan count | #5 of 38 |
We do not publish a state-level adverse-resolution rate for this segment: no NAICS code isolates event venues, so we rely on the national event-services segment (NAICS 812990 proxy pool). Nationally, seasoned event venue loans (approvals FY2010–FY2021) show an adverse-resolution rate of 8.3%, against 7.3% across all industries.
Source: SBA 7(a) and 504 FOIA loan-level data, as of March 31, 2026. Disbursed loans only. See data methodology.
Event venues sit outside a clean NAICS code, so lenders lean harder on documented booking pace, seasonality, and average event spend inside the feasibility study. At a national proxy adverse-resolution rate of 8.3% against 7.3% across all industries, credit committees treat this class as a projection-driven decision, and a rigorous third-party study is the report that carries the credit conversation. Ohio's 289 loans at an average of $186,000 sit inside that same national frame.
Benchmark labeled as the national event-services segment (NAICS 812990 proxy pool).
Every Ohio event venues project we underwrite follows the same lender ready process: independent market analysis, site and technical review, and financial projections tested against SBA SOP 50 10 8 standards. Our SBA feasibility study consultants guide explains scope, timing, deliverables, and what lenders and CDCs expect in the report.
Ohio projects most often pencil under SBA 504 because the 50/40/10 structure delivers up to 90 percent financing on owner-occupied real estate at a fixed debenture rate. SBA 7(a) covers acquisitions, working capital, and equipment, and from July 4, 2026 eligible borrowers can combine 7(a) and 504 for up to $10 million in total program credit.
Suburban Columbus and Cleveland-area projects use 504 real estate structures while studios and performance venues pair 7(a) working capital with equipment and improvements.
For a national view of this asset class, see our event venue SBA feasibility overview, and read our related analysis in the event venue lending research on our blog.
Compare neighboring markets: North Carolina, Oregon, Texas.
Public SBA and CDC program records, cited as program evidence
SBA 504 through Ohio Statewide Development Corporation with Park National Bank
Dance academy and performance studio, 2025
Dublin, Franklin County, Ohio
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