Interactive Tool
Locate active SBA-certified Certified Development Companies by state, authority tier, or name. CDCs are the nonprofit lenders that originate the 504 debenture tranche in SBA 504 financing.
Showing 58 of 58 CDCs.
Oakland, CA
Phone: 415-989-8855
Coverage: CA, NV, AZ, OR, HI
FY2025: $836M · 548 loans
CEO: Omar Salah
Broad commercial real estate; #1 nationally for 5 consecutive years
Visit website →Lake Worth, FL
Phone: 561-433-0233
Coverage: FL
FY2025: $441M · 418 loans
Visit website →Tallahassee, FL
Phone: 850-681-3601
Coverage: FL, GA, AL
FY2025: $427M · 349 loans
Visit website →Los Angeles, CA
Phone: 323-278-9600
Coverage: CA
FY2025: $385M · 303 loans
Visit website →Davis, CA
Phone: 530-297-2140
Coverage: CA, AZ, NV
FY2025: $377M · 308 loans
Visit website →Salt Lake City, UT
Phone: 801-474-3232
Coverage: UT, ID, NV, WY, AZ, CO
FY2025: $325M · 264 loans
Visit website →Albany, NY
Phone: 518-463-2268
Coverage: NY, NJ, PA, VT, CT
FY2025: $272M · 230 loans
Visit website →Austin, TX
Phone: 512-327-9595
Coverage: TX, OK, LA
FY2025: $230M · 150 loans
Visit website →Madison, WI
Phone: 608-819-0390
Coverage: WI, MN, IL, MI
FY2025: $190M · 184 loans
Visit website →Trenton, NJ
Phone: 609-587-1133
Coverage: NJ
FY2025: $167M · 94 loans
Visit website →Springfield, IL
Phone: 877-594-4687
Coverage: IL, IA, WI, IN
FY2025: $165M · 178 loans
Visit website →Chicago, IL
Phone: 312-360-3300
Coverage: IL
FY2025: $162M · 121 loans
2025 CDC of the Year (Coleman Report)
Visit website →Portsmouth, NH
Phone: 603-436-0009
Coverage: NH, MA, ME, VT, CT
FY2025: $158M · 194 loans
Visit website →Denver, CO
Phone: 303-657-0010
Coverage: CO
FY2025: $117M · 126 loans
Visit website →Long Beach, CA
Phone: 562-983-7450
Coverage: CA
FY2025: $110M · 55 loans
Visit website →Minneapolis, MN
Phone: 612-338-8729
Coverage: MN
FY2025: $101M · 97 loans
Visit website →San Diego, CA
Phone: 619-291-3594
Coverage: CA, AZ, NV
CEO: Ellis Carr
Momentus Capital family
Visit website →San Francisco, CA
Phone: 415-217-7600
Coverage: CA
CEO: Jacklyn Jordan
Top 504 lender in SF South Bay
Visit website →Durham, NC
Phone: 800-476-7428
Coverage: NC, SC, VA, GA, FL, WV, TN, CA, WI, IL, MN
Minority, women-owned, rural mission focus; broadest multi-state CDC in the country
Visit website →San Antonio, TX
Phone: 888-215-2373
Coverage: TX, LA, OK, AR, NM, MS, AL, TN, KY, FL, GA, MO
Largest Hispanic-mission CDC in the Southwest
Visit website →Tukwila, WA
Phone: 206-447-3224
Coverage: WA, OR, ID, AK, MT
Fairfax, VA
Phone: 703-352-0504
Coverage: VA, MD, DC, DE, PA, WV
Sioux Falls, SD
Phone: 605-367-5353
Coverage: SD, IA, MN, NE, ND, WY
Durant, OK
Phone: 580-924-5094
Coverage: OK, TX, AR, KS, MO
Rural-focused multi-state operator
Visit website →Alpharetta, GA
Phone: 770-837-9528
Coverage: GA, AL, FL, SC, TN, NC
Cleveland, OH
Phone: 216-592-2332
Coverage: OH, PA, WV, KY, IN, MI
Brunswick, ME
Phone: 207-882-7552
Coverage: ME
Oldest rural CDFI/CDC in the country
Visit website →Glen Burnie, MD
Phone: 410-863-1600
Coverage: MD, DE, VA, DC, PA
Washington, DC
Phone: 202-625-4373
Coverage: DC, MD, VA, DE
Spokane Valley, WA
Phone: 509-458-8555
Coverage: WA, OR, ID, MT, AK
Little Rock, AR
Phone: 501-374-9247
Coverage: AR, OK, MS, TN, MO
Certified Development Companies are SBA-licensed nonprofit corporations chartered to deliver the SBA 504 loan program. In the 504 structure, a private-sector first-mortgage lender provides 50% of project financing; the CDC originates the 504 debenture covering up to 40%; and the borrower contributes 10% equity (15% for startups or special-use properties, 20% for both).
| Tier | What It Means | Typical Deal Velocity |
|---|---|---|
| Standard | Every loan package submitted to SBA Sacramento Loan Processing Center | 3-5 business days |
| ALP | Accredited Lender Program. Expedited processing with abbreviated SBA review. | 1-3 business days |
| PCLP | Premier Certified Lender Program. Full delegated authority. | Same-day to 2 business days |
Most 504 transactions require a third-party feasibility study. We can scope the engagement against the current SBA rule set and your asset class.
Request a Free AssessmentCDC directory compiled from SBA.gov CDC List, NADCO member directory, and public disclosures. Reviewed quarterly.