Industry mix

Where the loans go

Top ten sectors by 7(a) loan count, FY2021–FY2025.

Construction, food service and retail together account for more than a third of all 7(a) lending. Full-service restaurants alone are the single largest individual industry at 10,094 loans.

34,623construction loans — the largest sector

6.5%of all 7(a) loans go to restaurants of both types

$17.9Blent to accommodation and food service

Source: Analysis of SBA 7(a) and 504 FOIA loan-level data (as of 31 March 2026). Cancelled and never-funded approvals excluded. Published by sba-feasibility-study.com.