Where SBA credit does not reach

240 counties received no SBA loan in five years

Counties with zero SBA 7(a) or 504 originations, FY2021–FY2025, shown against each state's total county count.

Counties with SBA lendingCounties with none

Absence is drawn hollow. The outlined portion of each bar is the share of that state's counties where no SBA loan was originated in five years — not a low number, but none at all.

240counties with no SBA lending, FY2021–FY2025

25,444business establishments located in them

1.28Mresidents

Source: Analysis of SBA 7(a) and 504 FOIA loan data (as of 31 March 2026), US Census Bureau County Business Patterns 2023, and Population Estimates Vintage 2025. Cancelled and never-funded approvals excluded. Published by sba-feasibility-study.com.