Two rankings

The volume table and the outcome table are not the same list

Fifteen largest 7(a) originators, FY2021–FY2025. Switch tabs to reorder the same institutions.

The same fifteen institutions, reordered. The lender at the top of the volume table sits mid-table on charge-off rate and near the bottom on loan size. Ranking by one tells you almost nothing about the others.

41.5%of all 7(a) loans held by the top ten lenders

6.92%national charge-off rate, FY2015-19 originations

23×spread between the best and worst high-volume lender

Source: Analysis of SBA 7(a) FOIA loan-level data (as of 31 March 2026). Charge-off rates computed on seasoned FY2015–FY2019 originations; volume on FY2021–FY2025. Cancelled approvals excluded. Lender names as reported, not consolidated across corporate families. Published by sba-feasibility-study.com.